Investing isn’t just about numbers—it’s about vision, patience, and choosing the right opportunities. Midcap Mutual fund is a perfect fit for investors who seek high growth but don’t want the extreme volatility of small-cap stocks. These funds focus on companies ranked 101–250 by market capitalization, businesses that have moved past their startup phase but still have immense potential to expand.
With a recommended investment horizon of 5–7 years, Midcap mutual funds strike a balance between risk and reward, offering solid long-term gains. If 2025 is your year to invest, here’s a breakdown of some of the best mid-cap mutual funds, based on historical performance, expense ratios, fund manager expertise, and assets under management.
Midcap Mutual Fund Calculator 2025
Lump Sum Investment
Monthly SIP Investment
🔝 Top MidCap Mutual Funds for 2025
| Mutual Fund | 1Y Returns (%) | 3Y Returns (%) | 5Y Returns (%) |
|---|---|---|---|
| Motilal Oswal Midcap Fund | 19.29 | 30.94 | 39.22 |
| Quant Mid Cap Fund | -5.24 | 22.04 | 34.78 |
| Nippon India Growth Fund | 11.63 | 26.22 | 34.47 |
| HDFC Mid-Cap Opportunities Fund | 11.04 | 27.51 | 34.23 |
| SBI Magnum Mid Cap Fund | 9.33 | 19.57 | 32.67 |
| Kotak Emerging Equity Fund | 12.43 | 21.93 | 32.19 |
| Motilal Oswal Large and Midcap Fund | 12.96 | 27.92 | 30.91 |
| Quant Large and Mid Cap Fund | -3.33 | 20.62 | 27.3 |
| Kotak Equity Opportunities Fund | 6.73 | 20.55 | 26.54 |
| Axis Midcap Fund | 10.53 | 19.69 | 25.65 |
💡 Why Invest in Mid-Cap Funds?
Mid-cap funds have historically delivered strong returns, making them a compelling choice for investors willing to hold for the long term. The top-performing Motilal Oswal Midcap Fund leads the pack with 39.22% returns over five years, showcasing its ability to navigate market cycles successfully. On the other hand, Quant Mid Cap Fund remains a high-risk, high-reward pick, delivering 34.78% over five years despite short-term volatility.
📌 Key Factors to Consider Before Investing on Midcap Mutual Fund
✅ Expense Ratio: Lower expense ratios improve your net returns over time. Direct plans typically save 0.5–1% in costs.
📈 Historical Performance: Funds like Motilal Oswal Midcap Fund and HDFC Mid-Cap Opportunities Fund have delivered consistent long-term returns above 30%.
⚖️ Risk and Volatility: Some funds, such as Quant Mid Cap Fund, may experience short-term turbulence but prove rewarding in the long run.
🧺 Portfolio Diversification: A well-diversified portfolio ensures stability. SBI Magnum Mid Cap Fund, for instance, balances mid-cap (45%) and large-cap (14%) exposure.
👨💼 Fund Manager Expertise: Experienced managers like Chirag Setalvad (HDFC) and Rupesh Patel (Nippon India) bring deep market insights, helping these funds perform consistently.
🎯 Conclusion: Which MidCap Mutual Fund Should You Pick?
🔹 Best Overall: Motilal Oswal Midcap Fund – Top-tier performance and expert management.
🔹 Stable Long-Term Performer: HDFC Mid-Cap Opportunities Fund – Strong AUM and reliable returns.
🔹 High-Risk, High-Reward Pick: Quant Mid Cap Fund – For bold investors looking for aggressive growth.
🏆 Pro Tip:
Choose direct plans to cut down on expense ratios and maximize long-term returns. And most importantly, align your investments with your personal financial goals and risk appetite.
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