Value Investment on 23th April 2025

Stock Name	Sector	Current Price	Entry Price	Expected Return	Target Price
AU Small Finance Bank	Banks	645.90	613.00	23.16%	755.00
V2 Retail	Retail	1,948.00	1,831.00	9.99%	2,014.00
Ujjivan Small Finance	Banks	43.95	44.20	10.86%	49.00

AU Small Finance Bank: A Rising Star in Banking

According to Exparts, AU Small Finance Bank showcases immense potential with a target price . This projection reflects the bank’s robust efforts in stabilizing credit costs, particularly in its unsecured portfolio. Moreover, by tightening underwriting processes in credit cards and increasing efficiency in collection management for its microfinance loans, AU Small Finance Bank is poised for a significant RoA improvement by FY27.

Investors should consider entering now at the current price to capitalize on future growth opportunities. The management’s strategic focus on securing a universal banking license further underscores the bank’s potential as a long-term winner.

V2 Retail: Strength in Tier 2 and Tier 3 Markets Exparts

For investors exploring the retail sector,Exparts V2 Retail with a target price . What sets this company apart is its dominant presence in India’s value fashion segment, especially in Tier 2 and Tier 3 cities.

With aggressive plans to expand its retail footprint and improve same-store sales growth (SSSG), V2 Retail is a clear pick for mid-to-long-term portfolios. The current market price of ₹1,831 makes now the perfect entry point for investors. As disposable incomes in smaller towns increase, V2 Retail’s expansion strategy ensures it remains a market leader.

Ujjivan Small Finance Bank: Steady Gains on the Horizon Exparts

Ujjivan Small Finance Bank, with its target price, represents as per Exparts. Despite facing marginal credit pressure, the bank’s overall financial health remains promising. Ujjivan’s strategic focus on enhancing loan book quality and asset management sets it up for steady, incremental growth.

The current price offers a favorable entry point. Coupled with its improved collection strategies, Ujjivan Small Finance is a compelling choice for investors looking to diversify their portfolios..